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Workers’ Compensation and How It Can Affect You

August 23, 2009

Your practice may involve commercial litigation, transactional work, tax or pretty much anything else other than workers’ compensation.  Even if you don’t work in the field, you should, however, be aware of how workers’ compensation could affect you.

Workers’ compensation, as a general rule of  course, applies when someone sustains a job injury or work-related illness.  Most of the time, one thinks of workers’ comp as applying during manual or physical jobs.  It goes well beyond that, as I personally found out.

Last week, I had the misfortune of breaking my leg during a softball game.  Because it happened in a lawyers’ league game, while playing for my law firm’s team, technically, it was considered a workers’ comp issue.  The firm submitted the claim to the comp carrier, which accepted it and is covering my medical bills (including ambulance ride, admission to the hospital, surgery, additional expenses necessitated by my condition, etc.).  I’ve spoken with others and found out that injuries such as hurting your back or wrist while lifting boxes of files at work or other injuries that occur “because  of your work” can be covered.

So anytime you are injured or become ill because of something related to your work, make sure to report it to your HR or benefits coordinator to determine if it qualifies.  You may be eligible for medical care, payments for lost wages, etc.

2 Comments leave one →
  1. September 16, 2009 2:08 pm

    Its good to know that workers compensation will cover many job related activities like participating in a lawyers league.

    However, equally important is the need to prevent injuries. Works comp benefits pays peanuts.

    Its better to take preventive measures such as using a back brace when lifting heavy things or getting help from others to do so. Also bending your knees and you pick up stuff so your back does not go out. Also make sure that your computer is ergonomically set up. If not, use one of those key board cushions where you can place your wrists over to prevent carpel tunnel. Having good posture is also important. Too many lawyers don’t have good posture because they don’t sit properly and stand properly. They slouch and this can often cause a host of other physical problems.

    You would be surprised how many law offices, banks, stores do not provide their employees with these things.

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